When a cardholder uses their MasterCard, the funds are routed from the cardholder’s (MasterCard issuing) bank to the merchant’s bank account.

Open-loop cards that are accepted anywhere often carry the MasterCard logo to help identify their eligibility for use. Card transactions (including online and overseas transactions) effected in US dollars will be converted into Singapore dollars. This module explains rules and standards, why we have them and the principles that they support. The company partners with a variety of institutions to offer several types of cards. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. In addition, the card transaction will be subject to the following administrative fees on the converted Singapore dollar amount: an administrative fee of up to 3.25% if processed by Mastercard International or VISA or such other rate(s) as determined by us and notified to you. This rate will be effective after the next Statement billing date following the payment due date and your interest rate will revert to the prevailing product interest rate as soon as your account is no longer past due* in the current and last two months. Interchange is a small fee paid by a retailer's bank (acquirer) to a cardholder's bank (issuer) to compensate the issuer for the value and benefits that retailers receive when they … MasterCard may charge the issuer of a MasterCard a switching fee at the time of a card authorization, but generally, most fees involved with the transaction process … MasterCard itself is a financial services business that primarily generates revenue from gross dollar volume (GDV) fees. Security Bank Corporation is a proud member of BancNetSecurity Information | Terms and Conditions, Member: PDIC. ... Security Bank Gold Mastercard Supplementary Card Annual Fee Quantity: 15,000 points. The credit limit of the employee nominated to receive the Corporate Card will be determined by the employee's monthly income, subject to the Bank's approval. After that, a variable APR applies, currently 13.74% - 20.74%, based on your creditworthiness, Earn 25,000 bonus points after you spend $6,000 in net qualifying purchases in the first three months, 0% introductory APR on purchases for the first 9 months from the date of opening account, Balance transfers with 0% introductory APR for nine months, Rewards card with flexible points redemption options. If your credit card is lost, stolen or used by any third party or your PIN is disclosed to any third party, you should immediately notify Citi. The overlimit amount is specified in your statement of account and refers to the balance(including any unbilled balances) in excess of your credit limit and must be paid immediately. The interchange rate is a fee charged to retailers by banks for the sake of covering credit risk costs. All rights reserved. Credit card providers with instant approval can provide a digital credit card that you can start using even before your physical card arrives in the mail. Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions. Mastercard reserves the right to change the below rates at any time.

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